HomeAutomobileCan I claim insurance for car scratches in India?

Can I claim insurance for car scratches in India?

Can I claim insurance for car scratches in India: If your car gets minor damage like dents, scratches, etc., then you can claim it from the insurance company. However, if you look at the long-term benefits of your insurance, you are expected not to take advantage of claims for such minor issues.

Do you know the reason for this? This is because claiming for such minor problems can prove costly to you in the long run. On this page, we will talk about the feasibility of filing a claim for minor scratches on your car.

Can I claim insurance for car scratches in India?

Our car gets many scratches and dents during commuting. These can be due to minor accidents and road accidents etc. But when it comes to claiming for such scratches, you may wonder, can I claim insurance for car scratches in India or does my insurance policy allow compensation for such minor issues.

You can get protection against many unforeseen damages for your car provided by your insurance. Depending on the type of damage, heavy loss, or minor dents, everything can be claimed by the insured from the insurer.

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However, it is better not to claim for minor expenses as it may lead to paying a higher premium amount in the long term. On the other hand, if you do not claim for minor issues and can have a claim-free year, you can get the benefit of a No Claim Bonus during the policy renewal.

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Is Car Scratches And Dent Covered By My Car Insurer?

This is the first thing to consider before making a claim for minor scratches. Therefore, you should know whether your policy provider covers minor scratches and scuffs.

But if you have a comprehensive policy, you can claim for any minor and major damages caused to your car under such policies. This is because comprehensive insurance covers both your third-party damages as well as your own car damage expenses.

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